Shannon Cairns

Our family has over half a million dollars of debt! My husband and I are doctors living the lie that “all doctors have debt”, and the only way to succeed is to take out loans. After finishing up our residency we had 360K of student loan debt, and instead of cleaning it up we financed cars, took out another 200K to open a practice, and even more for working capital and business start up costs. Before long we were drowning! Basically all of 2018 we struggled to even pay our rent and buy groceries...even though we had a six figure income! All of our money went to payments and keeping our business open. Because of the financial stress I suffered heavily from depression and anxiety for the majority of 2018. We started FPU in January 2019 and spent almost 7 months cleaning up our mess. Selling cars, moving, and cutting our expenses like crazy! We are now making huge monthly debt payments, but it took a lot to get here.