In this episode, Amy opens up about her journey to tackle debt, stay within her means, and navigate unexpected expenses. Discover actionable steps to reshape your budget, whether it's finding wiggle room or exploring side hustles.

Tune in and gain practical insights that can empower you on your own financial journey.

Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“If you have the mindset of this as just a season, it's easier to get through because I feel like if you think it's just gonna be that way forever, it's easier to just use the card because it's like well when will you be able to pay for the sports camp? Right? Or when will you be able to spend money on whatever? And I think that if you kinda shift that mindset a little bit to “it's temporary” and you just have to get through it as best that you can and with as minimum or limited impact on adding to the debt as possible, you'll be able to get through it easier.”
- Ashley Patrick

Timestamps:
00:54 - Introduction
02:06 - Amy's background and struggles
05:01 - Dealing with unexpected expenses
07:30 - Balancing family needs and budgeting
12:10 - Exploring ways to increase income
16:27 - Overcoming mental hurdles
21:37 - Making a visual of your progress
24:45 - Amy's action steps for the next 24 hours

If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a Budget Strategy Session on The Money Mindset Podcast! Sign up at www.budgetsmadeeasy.com/strategy

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

• Book your Budget Strategy Session here-> www.budgetsmadeeasy.com/strategy

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy