Join Ashley on this enlightening episode of the Money Mindset Podcast as she breaks down the damaging mindsets that can hinder your financial success. Discover why you're not alone in facing these challenges and how you can overcome them to take control of your money.

Get ready for a shift in perspective that will empower you to make positive changes in your financial life!

Hosting Today:

Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“I want you to know that you aren't struggling with your finances because you are lazy, dumb, or too old, but those thoughts and mindsets about yourself and those things that you think about yourself that are negative are holding you back from reaching your financial goals.”
- Ashley Patrick

Timestamps:
00:00 - Money Success Club success story
02:16 - The impact of negative financial mindsets
03:11 - Addressing common negative beliefs about money
04:22 - Real-life transformation: Kelly's journey to financial success
07:06 - How to take control of your finances

Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals?

If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

• Money Success Club: www.budgetsmadeeasy.com/msc

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy

You aren't the only one!

Join me in today’s episode as I walk you through stage 1 of the Money Success Roadmap where I will discuss the step-by-step actions that you can take to help you with your financial journey like creating a basic budget, monthly meal plan, and one month of smart goals.

Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“When you break it down into stages, into smaller bite-sized steps and you have a clear action plan for each stage and that's all you focus on, you're focusing on one thing at a time. You can see how you can get there and you don't have to worry about how you're going to get there because you have a step by step plan to get you there and exactly what to do and how and what to follow. And literally the action steps to take to move from one stage to the next.”
- Ashley Patrick

Timestamps
01:19 - Introduction
02:35 - What is the Money Success Roadmap?
04:19 - Stage 1
09:38 - Step by step actions that you can take
10:21 - Creating a basic budget and a monthly meal plan
12:42 - Creating one month of smart goals
15:12 - Moving on to the Stage 2

Starting and sticking to a money plan doesn't need to be overwhelming! Join my Money Plan Bootcamp where I'll teach you the 5 key steps for creating a money plan you can actually stick to...for FREE!⁣⁣ Go to www.budgetsmadeeasy.com/bootcamp and register today!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

• The Money Plan Bootcamp: www.budgetsmadeeasy.com/bootcamp

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy

Many people find it hard to resist because it’s so easy and so instantly rewarding, and for people with ADHD, keeping impulse spending in check can be challenging.

Listen in as I share tips on how to gain control of it by creating new habits and routines to help with consistency, setting up barriers and roadblocks to your spending, and how creating a written budget and doing a simple action can help stop your overspending.

Hosting Today:

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“So, you know, just little baby steps, you know the one small action that you can do this week. And it could be as simple as deleting the Amazon app off your phone or deleting the credit cards that are saved in there to make it harder for you to spend on Amazon. Like you got to take an extra step to spend money. Like you can delete your cards out of there and then you have to like, go get your car. It's like so much more effort. Right? Cause it's so easy. They have it set up so easy to spend money.”
-Ashley Patrick

Timestamps
00:01 - Introduction for today's episode
02:43 - Meet Haze
06:07 - About emotional spending
07:34 - Setting up roadblocks to your spending
09:35 - Haze's goals for the next 2 years
12:06 - About consistency
14:10 - Creating visuals of your dreams
14:55 - Doing small actions to help stop overspending
17:59 - Setting up new habits and routines
21:31 - Writing down your budget to track your spending

If you would like to sit down with me and discuss what you are struggling with and some steps that you can take to make progress and get over that big struggle, I invite you to sign up for your own Budget Strategy Session episode at budgetsmadeeasy.com/strategy and have a mini coaching session with me.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

• Book your Budget Strategy Session here-> www.budgetsmadeeasy.com/strategy

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy

Do you find yourself hiding the mail in a drawer so that you can avoid facing what's inside?

It often feels like a huge mental to even think about sorting out your finances, especially when you're doing all the things as a busy mom.

Listen in as Rebecca tells us why fear is your friend and what you can do to overcome it so you can manage your finances better. Learn how you can use fear as a tool to drive you and change your money story.

Meet Rebecca Wiener McGregor…

She is an Amplifier of Love, catalyst for breakthroughs, and author of the beloved book Loving Her: 10 Loving Standards to Call Forward the Wealthy Woman Inside You. She shares her gifts as a transformational hypnotist + money mindset coach committed to helping over-working and over-giving visionaries release old blocks, traumas, and hidden fears to find a deeper sense of self-worth and determination to live life on their own terms while being fulfilled, well-paid, and having loads of fun.

“Everything comes down to being a choice. Choice to open those envelopes, the choice to write down the numbers, the choice to do the research of what you've been spending and making decisions from there about what you wanna spend. And the choice to love yourself through the whole process.”
- Rebecca Wiener McGregor

Timestamps
02:46 - Rebecca's Journey
08:02 - How can we use fear as a tool to get going?
10:26 - How do people get to where they can use the fear and put it into action?
11:56 - Why is it important not to judge yourself?
14:31 - What happens when you attach judgment to an emotion?
15:28 - How can busy moms build their confidence and their self worth around their finances?
20:19 - Women's history with money
23:19 - Why is fear your friend?
24:28 - Why you should stop saying 'I can't afford it.'

For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on budgetsmadeeasy.com/start

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:

• Budget Starter Kit: budgetsmadeeasy.com/start
• Free Workshop: 4 Steps to Activate Your Money Flow - getinyourmoneyflow.com

Book Recommendation:

• The Four Agreements by Don Miguel Ruiz
• Outrageous Openness by Tosha Silver
• The Power of Intention Dr Wayne Dyer

Connect with Ashley:

• IG: www.instagram.com/budgetsmadeeasy

Connect with Guest:

• Facebook: :https://www.facebook.com/iamrebeccasue
• LinkedIn: https://www.linkedin.com/in/iamrebeccasue/
• Instagram: https://www.instagram.com/iamrebeccasue/
• Tik Tok: https://www.tiktok.com/@iamrebeccasue

Special Guest: Rebecca Wiener McGregor.

In today’s episode we learn that you’re allowed to spend your money on whatever you want. And in order to do this, there are key factors you have to keep in mind and implement. Listen in as Amy tells us what we should pay attention to, building better habits, what to do if you do and don’t manage the finances, if you should pay off debt or save first and so many other golden nuggets.

Who is Amy Schultz?

She is Co-Founder and Head Coach at Bolder Money, a company on a mission to close the gender wealth gap through compassionate money coaching for women. Amy transformed her personal challenges with money, work, and motherhood into a community that helps women use their money to build the lives they want.

“When we can start tying our emotions to our spending and really being paying attention to why this is happening, that's where we start learning more about our impulses. That's where we can start building better habits.”
- Amy Schultz

Timestamps
02:37 - Amy’s story and mission
05:43 - The emotional side of money
06:54 - Making good money but still broke
07:38 - The number one thing to start doing
09:36 - Getting your partner onboard with the plan
10:39 - Understand how you were raised around money
12:39 - What to do if someone else takes care of the money
15:51 - Key factors to focus on in the beginning
18:34 - Do you save first or pay off debt first?
20:16 - Last words of wisdom: your support system
21:49 - Book recommendations

Want to take the stress off your shoulders? Ready to learn how to create AND stick to your budget?! Check out my Free Workshop: How to Create and Stick to a Budget (even when you are overwhelmed)! Go to budgetsmadeeasy.com/workshop and get started today.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:

• FREE Workshop: How to Create and Stick to a Budget - budgetsmadeeasy.com/workshop
• $49 off our 3-month Money Coaching package. Go to this link to sign up and use code BEBOLDER - https://www.google.com/url?q=https%3A%2F%2Fbuy.stripe.com%2F28og0gcPSg6oa5ibIT&sa=D&sntz=1&usg=AOvVaw2yXKcFvYuXIICt6VBDGH_z

Book Reccomendations:

• Women Who Run with the Wolves by Clarissa Pinkola Estes - (affiliate link) https://amzn.to/3xrjCTq
• Untamed by Glennon Doyle - (affiliate link) https://amzn.to/3zDGYrD

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy

Connect with Amy:

• IG: instagram.com/amyschultzmoneycoach
• IG: instagram.com/bolder.money
• Website: www.boldermoney.com

Special Guest: Amy Schultz.