We talk about keeping an eye on your spending habits, setting aside focused time for money tasks, and giving yourself credit for every little win along the way.

Tune in for practical tips and advice to help you stay on track with your finances and reach your goals.

Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“So, I want you to check in with your spending. Make sure your money is going where you want it to go. It's hard to reach those financial goals if it's not right, like you need it to go to your goals. So, if it's going to fast food, if it's going to Amazon, and if you're not actually looking at the numbers, you're not going to estimate it in a realistic manner if you're just doing it in your head. So, you need to actually check in with your spending, track your spending, see where your money is going so that you can correct it and send it to where you actually want it to go.”
- Ashley Patrick

Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals?

If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:

• Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy
• Find the video on YouTube at https://youtube.com/live/woLxS0f2r7c

In this episode, we'll guide you through the steps to kickstart your financial goals and make 2024 a year of positive progress.

Plus, don't miss out on the limited-time Kickstart 2024 bundle to supercharge your financial plans.

Hosting Today:

Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“I would suggest that you take a look at what you actually accomplished in 2023. Even if it feels small, I want you to celebrate your progress because a lot of times we just focus on the negative and we feel like if we didn't pay off thousands of dollars in debt, then it was just a fail. It was just a year we didn't get anything done. But in reality, you may have accomplished quite a bit that you're not giving yourself credit for. And so I want you to actually sit down and give yourself credit for it. It's important to do that. It will help build your confidence and it'll help set you up for success in the new year as well.”
- Ashley Patrick

Timestamps:
00:00 - Introduction and exclusive Kickstart 2024 Bundle announcement
02:33 - Making a date with yourself for 2024 planning
03:47 - Planning ahead
06:07 - Setting one main goal
08:18 - The importance of celebrating your progress
09:27 - Reflection on 2023: What went well and what didn't
10:34 - Choosing a focus word for the year
11:22 - Breaking down big goals into smaller action steps
15:09 - Summarizing the key steps to kickstart 2024
16:26 - Teaser for the 200th episode celebration

Ready to Finally Pay Off Debt and Actually Save Money in 2024.... without all the overthinking and procrastination? Kickstart your best year ever with the Kickstart 2024 Bundle! Go to www.budgetsmadeeasy.com/kickstart to grab your bundle today!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

• Kickstart 2024 Bundle: www.budgetsmadeeasy.com/kickstart

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy

If you haven't thought about your goals yet, no worries! Check out the Money Mindset Podcast, where we talk about the power of intentions, the importance of clear goals, and the roadmap to financial freedom. Learn how picking a "Word of the Year" can guide your journey.

Find out why planning in November and December is crucial for success in the upcoming year. Join us as we gear up for a great 2024 and work towards achieving your financial goals!

Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“Really define what you want your focus and intention to be for this next year, and then work out your more specific goals. And that is where I think that you should start. And it's really important to help figure out why you want that. Like what do you want? What do you think that that goal will do for your life? Like, how will it change you? And is that what you actually want? And is it important enough? Are you excited enough about that goal to stick with it for a whole year? Because in order to reach your goals, no matter what it is, whether it's financial or you know, personal, family oriented, whatever the case may be, you have to be excited about it, especially if you're gonna stick with it for a whole year.”
- Ashley Patrick

Timestamps:
00:00 - Introduction
01:42 - Exploring the concept of a "Word of the Year"
05:19 - 2024 Planning Session inside the Money Success Club
06:12 - Breaking down specific and measurable goals
07:13 - Importance of creating micro-goals for success
10:04 - Invitation to join the Money Success Club

Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals?

If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:

• Money Success Club Flash Sale: www.budgetsmadeeasy.com/msc

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy

In this episode, we'll change the way you think about budgeting. Budgeting is just the beginning, not the whole journey. Learn why it's crucial to understand that it's only a piece of the process in managing your finances effectively. Join us as we explore the power of automation, simplicity, and taking actionable steps to reach your financial goals.

Don't get stuck in the budgeting rut; discover the bigger picture of financial success.

Hosting Today:

Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“So the simpler the better and don't give up because it does take time to figure out what's going to work for you. And it does. You can't figure that out if you're not trying things, right? So if the first thing you try doesn't work, that doesn't mean a budget failed or that you failed. You just have to try something else.”
- Ashley Patrick

Timestamps:
00:54 - Introduction to the Budget Bestie Meetup
01:58 - Understanding that budgeting is just a part of the financial process
06:13 - Exploring the significance of automation in financial management
08:11 - Creating a simple budget for financial management
09:16 - Celebrating financial wins
34:21 - How to join the Budget Bestie Meetup

Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

• Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy

In this episode, we tackle this very issue head-on. Join us as we discuss tips and strategies to break free from the cycle of mindless spending. Discover how asking one simple question can transform your spending habits and bring intentionality into your financial life.

Tune in to learn the secrets of mindful spending and set yourself on a path to financial success.

Hosting Today:

Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“Consistency isn't about getting it a hundred percent right a hundred percent of the time. Okay? That's not gonna happen. That is an unrealistic expectation of yourself. It's about getting it mostly right most of the time. And that's what habits and routines are. So as you start working this process, it will become more of a habit and a routine. But you will have setbacks from time to time and it's not gonna derail you forever. Like it is not gonna set you back. Like you just have to keep going, right? But if you are consistently doing these things that we talked about, going down the rabbit hole and spending money you don't have, yeah, that's gonna keep you stuck until you change things.”
- Ashley Patrick

Timestamps:
00:00 - Introduction to the episode
02:33 - Impulsive spending and its impact on financial goals
07:21 - The power of asking a crucial question before making a purchase
10:06 - Practical Tips to Stay Focused on Your Financial Goals
15:55 - The importance of setting a SMART goal
17:06 - The role of consistency and habits in achieving financial success
18:13 - How to sign up for your own Budget Strategy Session episode

If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a Budget Strategy Session on The Money Mindset Podcast! Sign up at www.budgetsmadeeasy.com/strategy

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

• Book your Budget Strategy Session here-> www.budgetsmadeeasy.com/strategy

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy