From understanding the benefits of having dedicated accounts for bills, spending, and savings, to the challenges and strategies for maintaining numerous accounts, this episode offers practical advice for anyone looking to streamline their financial management.

Tune in to learn how to optimize your bank accounts for a stress-free budgeting experience.

Hosting Today:

I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“So, at a minimum, what I like to see when I work with my one-on-one clients is one account for paying bills, one account for spending, and one account for saving. Now, ideally, eventually, you're probably going to need more than that for different savings accounts or to split up the spending a little bit, depending on how well you're sticking to the plan. But to start, I like three bank accounts.”
- Ashley Patrick

For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

• Grab your FREE Budget Starter Kit at www.budgetsmadeeasy.com/start

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy

In this episode, we'll change the way you think about budgeting. Budgeting is just the beginning, not the whole journey. Learn why it's crucial to understand that it's only a piece of the process in managing your finances effectively. Join us as we explore the power of automation, simplicity, and taking actionable steps to reach your financial goals.

Don't get stuck in the budgeting rut; discover the bigger picture of financial success.

Hosting Today:

Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“So the simpler the better and don't give up because it does take time to figure out what's going to work for you. And it does. You can't figure that out if you're not trying things, right? So if the first thing you try doesn't work, that doesn't mean a budget failed or that you failed. You just have to try something else.”
- Ashley Patrick

Timestamps:
00:54 - Introduction to the Budget Bestie Meetup
01:58 - Understanding that budgeting is just a part of the financial process
06:13 - Exploring the significance of automation in financial management
08:11 - Creating a simple budget for financial management
09:16 - Celebrating financial wins
34:21 - How to join the Budget Bestie Meetup

Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

• Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup

Connect with Ashley:

• Instagram: www.instagram.com/budgetsmadeeasy