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    <title>Money Mindset Podcast - Budgets Made Easy - Episodes Tagged with “Personal Finance”</title>
    <link>https://www.themoneymindsetpodcast.com/tags/personal%20finance</link>
    <pubDate>Tue, 31 Oct 2023 06:00:00 -0400</pubDate>
    <description>The Money Mindset Podcast is hosted by Ashley Patrick from Budgets Made Easy. This is the place for women where you will learn how to budget, save money, and pay off debt fast in the midlife and empty nest season of life so you can afford to travel and actually retire. 
You will find advice and tips on budgeting for beginners, relationships and money, budgeting by paycheck, goal planning, creating a vision for your life and all the inspiration you need to get you there. 
If you are searching for answers like these.....
How to budget and stick to it?
How to budget for beginners?
How to pay off debt fast?
How to start a budget when overwhelmed?
How to save money on groceries?
How to pay off student loans?
How to start investing?
How to pay for college?
Then this is the podcast for you!
New episodes every Monday and Thursday. 
</description>
    <language>en-us</language>
    <itunes:type>episodic</itunes:type>
    <itunes:subtitle>Helping midlife women and empty nesters get their money stuff together so they can enjoy this season of life while looking toward retirement.</itunes:subtitle>
    <itunes:author>Ashley Patrick</itunes:author>
    <itunes:summary>The Money Mindset Podcast is hosted by Ashley Patrick from Budgets Made Easy. This is the place for women where you will learn how to budget, save money, and pay off debt fast in the midlife and empty nest season of life so you can afford to travel and actually retire. 
You will find advice and tips on budgeting for beginners, relationships and money, budgeting by paycheck, goal planning, creating a vision for your life and all the inspiration you need to get you there. 
If you are searching for answers like these.....
How to budget and stick to it?
How to budget for beginners?
How to pay off debt fast?
How to start a budget when overwhelmed?
How to save money on groceries?
How to pay off student loans?
How to start investing?
How to pay for college?
Then this is the podcast for you!
New episodes every Monday and Thursday. 
</itunes:summary>
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    <itunes:explicit>no</itunes:explicit>
    <itunes:keywords>budgeting for beginners, how to budget, money, debt, save, saving money, paying off debt fast, money mindset, improving finances, stop living paycheck to paycheck</itunes:keywords>
    <itunes:owner>
      <itunes:name>Ashley Patrick</itunes:name>
      <itunes:email>ashley@budgetsmadeeasy.com</itunes:email>
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<itunes:category text="Business"/>
<itunes:category text="Education">
  <itunes:category text="Self-Improvement"/>
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<itunes:category text="Education"/>
<item>
  <title>#184 Can't stop spending money? Do this first 👇</title>
  <link>https://www.themoneymindsetpodcast.com/184</link>
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  <pubDate>Tue, 31 Oct 2023 06:00:00 -0400</pubDate>
  <author>Ashley Patrick</author>
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  <itunes:episode>184</itunes:episode>
  <itunes:title>#184 Can't stop spending money? Do this first 👇</itunes:title>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Ashley Patrick</itunes:author>
  <itunes:subtitle>Have you ever been caught in the endless cycle of impulsive spending, guilt, and regret? Join us to learn how to break free and gain control over your finances.
</itunes:subtitle>
  <itunes:duration>19:09</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
  <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/8/8d45b560-7fe1-4b74-893a-0fb9fd688b73/cover.jpg?v=2"/>
  <description>Do you ever find yourself in a never-ending cycle of impulsive spending, guilt, and regret? You're not alone. It's a challenge that many face.
In this episode, we tackle this very issue head-on. Join us as we discuss tips and strategies to break free from the cycle of mindless spending. Discover how asking one simple question can transform your spending habits and bring intentionality into your financial life. 
Tune in to learn the secrets of mindful spending and set yourself on a path to financial success.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. 
I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. 
Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.
“Consistency isn't about getting it a hundred percent right a hundred percent of the time. Okay? That's not gonna happen. That is an unrealistic expectation of yourself. It's about getting it mostly right most of the time. And that's what habits and routines are. So as you start working this process, it will become more of a habit and a routine. But you will have setbacks from time to time and it's not gonna derail you forever. Like it is not gonna set you back. Like you just have to keep going, right? But if you are consistently doing these things that we talked about, going down the rabbit hole and spending money you don't have, yeah, that's gonna keep you stuck until you change things.” 
- Ashley Patrick
Timestamps: 
00:00 - Introduction to the episode
02:33 - Impulsive spending and its impact on financial goals
07:21 - The power of asking a crucial question before making a purchase
10:06 - Practical Tips to Stay Focused on Your Financial Goals
15:55 - The importance of setting a SMART goal
17:06 - The role of consistency and habits in achieving financial success
18:13 - How to sign up for your own Budget Strategy Session episode
If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a Budget Strategy Session on The Money Mindset Podcast! Sign up at www.budgetsmadeeasy.com/strategy
And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes
Resources and Links Mentioned:
* Book your Budget Strategy Session here-&amp;gt; www.budgetsmadeeasy.com/strategy
Connect with Ashley:
* Instagram: www.instagram.com/budgetsmadeeasy
</description>
  <itunes:keywords>Financial goals, impulsive spending, money management, saving money, mindful spending</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>Do you ever find yourself in a never-ending cycle of impulsive spending, guilt, and regret? You&#39;re not alone. It&#39;s a challenge that many face.</p>

<p>In this episode, we tackle this very issue head-on. Join us as we discuss tips and strategies to break free from the cycle of mindless spending. Discover how asking one simple question can transform your spending habits and bring intentionality into your financial life. </p>

<p>Tune in to learn the secrets of mindful spending and set yourself on a path to financial success.</p>

<p><strong>Hosting Today:</strong></p>

<p>Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. </p>

<p>I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor&#39;s degree in psychology and will help you get to the root of your money problems. </p>

<p>Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.</p>

<p><em>“Consistency isn&#39;t about getting it a hundred percent right a hundred percent of the time. Okay? That&#39;s not gonna happen. That is an unrealistic expectation of yourself. It&#39;s about getting it mostly right most of the time. And that&#39;s what habits and routines are. So as you start working this process, it will become more of a habit and a routine. But you will have setbacks from time to time and it&#39;s not gonna derail you forever. Like it is not gonna set you back. Like you just have to keep going, right? But if you are consistently doing these things that we talked about, going down the rabbit hole and spending money you don&#39;t have, yeah, that&#39;s gonna keep you stuck until you change things.”</em> <br>
<strong>- Ashley Patrick</strong></p>

<p><strong>Timestamps:</strong> <br>
00:00 - Introduction to the episode<br>
02:33 - Impulsive spending and its impact on financial goals<br>
07:21 - The power of asking a crucial question before making a purchase<br>
10:06 - Practical Tips to Stay Focused on Your Financial Goals<br>
15:55 - The importance of setting a SMART goal<br>
17:06 - The role of consistency and habits in achieving financial success<br>
18:13 - How to sign up for your own Budget Strategy Session episode</p>

<p>If you&#39;d like to work through your own struggle with your budget 1:1 with me, sign up for a <strong><em>Budget Strategy Session</em></strong> on The Money Mindset Podcast! Sign up at <a href="http://www.budgetsmadeeasy.com/strategy" rel="nofollow">www.budgetsmadeeasy.com/strategy</a></p>

<p>And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes</p>

<p><strong>Resources and Links Mentioned:</strong></p>

<ul>
<li>Book your Budget Strategy Session here-&gt; <a href="http://www.budgetsmadeeasy.com/strategy" rel="nofollow">www.budgetsmadeeasy.com/strategy</a></li>
</ul>

<p><strong>Connect with Ashley:</strong></p>

<ul>
<li>Instagram: <a href="http://www.instagram.com/budgetsmadeeasy" rel="nofollow">www.instagram.com/budgetsmadeeasy</a></li>
</ul>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>Do you ever find yourself in a never-ending cycle of impulsive spending, guilt, and regret? You&#39;re not alone. It&#39;s a challenge that many face.</p>

<p>In this episode, we tackle this very issue head-on. Join us as we discuss tips and strategies to break free from the cycle of mindless spending. Discover how asking one simple question can transform your spending habits and bring intentionality into your financial life. </p>

<p>Tune in to learn the secrets of mindful spending and set yourself on a path to financial success.</p>

<p><strong>Hosting Today:</strong></p>

<p>Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. </p>

<p>I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor&#39;s degree in psychology and will help you get to the root of your money problems. </p>

<p>Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.</p>

<p><em>“Consistency isn&#39;t about getting it a hundred percent right a hundred percent of the time. Okay? That&#39;s not gonna happen. That is an unrealistic expectation of yourself. It&#39;s about getting it mostly right most of the time. And that&#39;s what habits and routines are. So as you start working this process, it will become more of a habit and a routine. But you will have setbacks from time to time and it&#39;s not gonna derail you forever. Like it is not gonna set you back. Like you just have to keep going, right? But if you are consistently doing these things that we talked about, going down the rabbit hole and spending money you don&#39;t have, yeah, that&#39;s gonna keep you stuck until you change things.”</em> <br>
<strong>- Ashley Patrick</strong></p>

<p><strong>Timestamps:</strong> <br>
00:00 - Introduction to the episode<br>
02:33 - Impulsive spending and its impact on financial goals<br>
07:21 - The power of asking a crucial question before making a purchase<br>
10:06 - Practical Tips to Stay Focused on Your Financial Goals<br>
15:55 - The importance of setting a SMART goal<br>
17:06 - The role of consistency and habits in achieving financial success<br>
18:13 - How to sign up for your own Budget Strategy Session episode</p>

<p>If you&#39;d like to work through your own struggle with your budget 1:1 with me, sign up for a <strong><em>Budget Strategy Session</em></strong> on The Money Mindset Podcast! Sign up at <a href="http://www.budgetsmadeeasy.com/strategy" rel="nofollow">www.budgetsmadeeasy.com/strategy</a></p>

<p>And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes</p>

<p><strong>Resources and Links Mentioned:</strong></p>

<ul>
<li>Book your Budget Strategy Session here-&gt; <a href="http://www.budgetsmadeeasy.com/strategy" rel="nofollow">www.budgetsmadeeasy.com/strategy</a></li>
</ul>

<p><strong>Connect with Ashley:</strong></p>

<ul>
<li>Instagram: <a href="http://www.instagram.com/budgetsmadeeasy" rel="nofollow">www.instagram.com/budgetsmadeeasy</a></li>
</ul>]]>
  </itunes:summary>
</item>
<item>
  <title>#137 Budget Apps Use Them or Not?</title>
  <link>https://www.themoneymindsetpodcast.com/137</link>
  <guid isPermaLink="false">f8348ad8-7f9b-4663-8f95-7a25b94a10ca</guid>
  <pubDate>Thu, 20 Apr 2023 06:00:00 -0400</pubDate>
  <author>Ashley Patrick</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/8d45b560-7fe1-4b74-893a-0fb9fd688b73/f8348ad8-7f9b-4663-8f95-7a25b94a10ca.mp3" length="15964812" type="audio/mpeg"/>
  <itunes:episode>137</itunes:episode>
  <itunes:title>#137 Budget Apps Use Them or Not?</itunes:title>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Ashley Patrick</itunes:author>
  <itunes:subtitle>Are budgeting apps really the magic fix for managing your finances?</itunes:subtitle>
  <itunes:duration>11:04</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
  <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/8/8d45b560-7fe1-4b74-893a-0fb9fd688b73/cover.jpg?v=2"/>
  <description>Do you struggle with budgeting and wonder if using a budget app could be the solution? While budgeting apps aren't a magic fix for your finances, they can be a useful tool when used correctly.
In today's episode, Ashley will explore the popular trend of budgeting apps and examine whether they can truly solve your budgeting problems. She'll discuss their limitations and compare them to other budgeting methods, such as writing things down with pen and paper or using spreadsheets.
Listen in to discover practical tips and tools that will empower you to take control of your finances and achieve your financial goals.
Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. 
I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. 
Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.
“A budget is just a goal for your money. It's a goal for your spending, but that's not enough, right? You still have to stick to it. So an app that just helps you categorize and see where your money has been going isn't good enough to change your future behavior. You have to really sit down and analyze why you were doing these things in the first place, right? And start making changes to change that behavior because we are creatures of habits.” 
- Ashley Patrick
Timestamps: 
01:18 - Introduction to today's episode
01:54 - Can budgeting apps solve all your budgeting problems?
02:51 - The significance of writing down your expenses and goals
04:03 - Is a budgeting app necessary if you already budget by paycheck?
05:07 - Using a planner and a spreadsheet for your budget
07:36 - The concept of using an app versus writing things down
09:52 - Get your free Budget Starter Kit
For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start
And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes
Resources and Links Mentioned:
* Budget Starter Kit: www.budgetsmadeeasy.com/start
* Budget Planner: www.budgetsmadeeasy.com/planner
* Budgets Made Easy Facebook Group: Budgets Made Easy™ w/Ashley- Budgeting, Saving Money &amp;amp; Paying Off Debt (https://www.facebook.com/groups/131352297387593)
Connect with Ashley:
* Instagram: www.instagram.com/budgetsmadeeasy
</description>
  <itunes:keywords>budgeting, budgeting apps, personal finance, financial goals</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>Do you struggle with budgeting and wonder if using a budget app could be the solution? While budgeting apps aren&#39;t a magic fix for your finances, they can be a useful tool when used correctly.</p>

<p>In today&#39;s episode, Ashley will explore the popular trend of budgeting apps and examine whether they can truly solve your budgeting problems. She&#39;ll discuss their limitations and compare them to other budgeting methods, such as writing things down with pen and paper or using spreadsheets.</p>

<p>Listen in to discover practical tips and tools that will empower you to take control of your finances and achieve your financial goals.</p>

<p><strong>Hosting Today:</strong><br>
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. </p>

<p>I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor&#39;s degree in psychology and will help you get to the root of your money problems. </p>

<p>Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.</p>

<p><em>“A budget is just a goal for your money. It&#39;s a goal for your spending, but that&#39;s not enough, right? You still have to stick to it. So an app that just helps you categorize and see where your money has been going isn&#39;t good enough to change your future behavior. You have to really sit down and analyze why you were doing these things in the first place, right? And start making changes to change that behavior because we are creatures of habits.”</em> <br>
<strong>- Ashley Patrick</strong></p>

<p><strong>Timestamps:</strong> <br>
01:18 - Introduction to today&#39;s episode<br>
01:54 - Can budgeting apps solve all your budgeting problems?<br>
02:51 - The significance of writing down your expenses and goals<br>
04:03 - Is a budgeting app necessary if you already budget by paycheck?<br>
05:07 - Using a planner and a spreadsheet for your budget<br>
07:36 - The concept of using an app versus writing things down<br>
09:52 - Get your free Budget Starter Kit</p>

<p>For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE <strong><em>Budget Starter Kit</em></strong> on <a href="http://www.budgetsmadeeasy.com/start" rel="nofollow">www.budgetsmadeeasy.com/start</a></p>

<p>And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes</p>

<p><strong>Resources and Links Mentioned:</strong></p>

<ul>
<li>Budget Starter Kit: <a href="http://www.budgetsmadeeasy.com/start" rel="nofollow">www.budgetsmadeeasy.com/start</a></li>
<li>Budget Planner: <a href="http://www.budgetsmadeeasy.com/planner" rel="nofollow">www.budgetsmadeeasy.com/planner</a></li>
<li>Budgets Made Easy Facebook Group: <a href="https://www.facebook.com/groups/131352297387593" rel="nofollow">Budgets Made Easy™ w/Ashley- Budgeting, Saving Money &amp; Paying Off Debt</a></li>
</ul>

<p><strong>Connect with Ashley:</strong></p>

<ul>
<li>Instagram: <a href="http://www.instagram.com/budgetsmadeeasy" rel="nofollow">www.instagram.com/budgetsmadeeasy</a></li>
</ul>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>Do you struggle with budgeting and wonder if using a budget app could be the solution? While budgeting apps aren&#39;t a magic fix for your finances, they can be a useful tool when used correctly.</p>

<p>In today&#39;s episode, Ashley will explore the popular trend of budgeting apps and examine whether they can truly solve your budgeting problems. She&#39;ll discuss their limitations and compare them to other budgeting methods, such as writing things down with pen and paper or using spreadsheets.</p>

<p>Listen in to discover practical tips and tools that will empower you to take control of your finances and achieve your financial goals.</p>

<p><strong>Hosting Today:</strong><br>
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. </p>

<p>I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor&#39;s degree in psychology and will help you get to the root of your money problems. </p>

<p>Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.</p>

<p><em>“A budget is just a goal for your money. It&#39;s a goal for your spending, but that&#39;s not enough, right? You still have to stick to it. So an app that just helps you categorize and see where your money has been going isn&#39;t good enough to change your future behavior. You have to really sit down and analyze why you were doing these things in the first place, right? And start making changes to change that behavior because we are creatures of habits.”</em> <br>
<strong>- Ashley Patrick</strong></p>

<p><strong>Timestamps:</strong> <br>
01:18 - Introduction to today&#39;s episode<br>
01:54 - Can budgeting apps solve all your budgeting problems?<br>
02:51 - The significance of writing down your expenses and goals<br>
04:03 - Is a budgeting app necessary if you already budget by paycheck?<br>
05:07 - Using a planner and a spreadsheet for your budget<br>
07:36 - The concept of using an app versus writing things down<br>
09:52 - Get your free Budget Starter Kit</p>

<p>For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE <strong><em>Budget Starter Kit</em></strong> on <a href="http://www.budgetsmadeeasy.com/start" rel="nofollow">www.budgetsmadeeasy.com/start</a></p>

<p>And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes</p>

<p><strong>Resources and Links Mentioned:</strong></p>

<ul>
<li>Budget Starter Kit: <a href="http://www.budgetsmadeeasy.com/start" rel="nofollow">www.budgetsmadeeasy.com/start</a></li>
<li>Budget Planner: <a href="http://www.budgetsmadeeasy.com/planner" rel="nofollow">www.budgetsmadeeasy.com/planner</a></li>
<li>Budgets Made Easy Facebook Group: <a href="https://www.facebook.com/groups/131352297387593" rel="nofollow">Budgets Made Easy™ w/Ashley- Budgeting, Saving Money &amp; Paying Off Debt</a></li>
</ul>

<p><strong>Connect with Ashley:</strong></p>

<ul>
<li>Instagram: <a href="http://www.instagram.com/budgetsmadeeasy" rel="nofollow">www.instagram.com/budgetsmadeeasy</a></li>
</ul>]]>
  </itunes:summary>
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