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    <title>Money Mindset Podcast - Budgets Made Easy - Episodes Tagged with “Refinance”</title>
    <link>https://www.themoneymindsetpodcast.com/tags/refinance</link>
    <pubDate>Mon, 28 Nov 2022 06:00:00 -0500</pubDate>
    <description>The Money Mindset Podcast is hosted by Ashley Patrick from Budgets Made Easy. This is the place for women where you will learn how to budget, save money, and pay off debt fast in the midlife and empty nest season of life so you can afford to travel and actually retire. 
You will find advice and tips on budgeting for beginners, relationships and money, budgeting by paycheck, goal planning, creating a vision for your life and all the inspiration you need to get you there. 
If you are searching for answers like these.....
How to budget and stick to it?
How to budget for beginners?
How to pay off debt fast?
How to start a budget when overwhelmed?
How to save money on groceries?
How to pay off student loans?
How to start investing?
How to pay for college?
Then this is the podcast for you!
New episodes every Monday and Thursday. 
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    <itunes:type>episodic</itunes:type>
    <itunes:subtitle>Helping midlife women and empty nesters get their money stuff together so they can enjoy this season of life while looking toward retirement.</itunes:subtitle>
    <itunes:author>Ashley Patrick</itunes:author>
    <itunes:summary>The Money Mindset Podcast is hosted by Ashley Patrick from Budgets Made Easy. This is the place for women where you will learn how to budget, save money, and pay off debt fast in the midlife and empty nest season of life so you can afford to travel and actually retire. 
You will find advice and tips on budgeting for beginners, relationships and money, budgeting by paycheck, goal planning, creating a vision for your life and all the inspiration you need to get you there. 
If you are searching for answers like these.....
How to budget and stick to it?
How to budget for beginners?
How to pay off debt fast?
How to start a budget when overwhelmed?
How to save money on groceries?
How to pay off student loans?
How to start investing?
How to pay for college?
Then this is the podcast for you!
New episodes every Monday and Thursday. 
</itunes:summary>
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    <itunes:keywords>budgeting for beginners, how to budget, money, debt, save, saving money, paying off debt fast, money mindset, improving finances, stop living paycheck to paycheck</itunes:keywords>
    <itunes:owner>
      <itunes:name>Ashley Patrick</itunes:name>
      <itunes:email>ashley@budgetsmadeeasy.com</itunes:email>
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<itunes:category text="Education"/>
<item>
  <title>#104 BSS - Getting the Family to Stop Spending so You Can Stay at Home! </title>
  <link>https://www.themoneymindsetpodcast.com/104</link>
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  <pubDate>Mon, 28 Nov 2022 06:00:00 -0500</pubDate>
  <author>Ashley Patrick</author>
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  <itunes:episode>104</itunes:episode>
  <itunes:title>#104 BSS - Getting the Family to Stop Spending so You Can Stay at Home! </itunes:title>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Ashley Patrick</itunes:author>
  <itunes:subtitle>#103 BSS w/Heather who wants to be able to quit her job and stay at home with her kids but she can't get the rest of the family to stop spending money! </itunes:subtitle>
  <itunes:duration>42:51</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
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  <description>&lt;p&gt;Do you want to quit your job so you can stay at home with your kids, but can't because the rest of your family is unable to stop spending money?&lt;/p&gt;

&lt;p&gt;Listen to today's episode as I discuss some action steps Heather can take with her family so she can quit her job and stay at home with the kids, such as using cash instead of credit cards, preparing freezer meals, setting time frames, and creating visual trackers to get everyone on board with her goals.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Hosting Today:&lt;/strong&gt;&lt;br&gt;
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. &lt;/p&gt;

&lt;p&gt;I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. &lt;/p&gt;

&lt;p&gt;Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.&lt;/p&gt;

&lt;p&gt;&lt;em&gt;“I really encourage people to start working on their behavior before they do something like that so that you've already kind of laid that groundwork. Because what almost always happens is people refinance, they get comfortable and then they rack up the debt again.”&lt;/em&gt; &lt;br&gt;
&lt;strong&gt;- Ashley Patrick&lt;/strong&gt;&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Timestamps&lt;/strong&gt; &lt;br&gt;
00:00 - Overview of today's episode&lt;br&gt;
01:32 - How to have your own Budget Strategy Session&lt;br&gt;
02:39 - Get to know Heather&lt;br&gt;
06:23 - Discussing your financial goals together as a family&lt;br&gt;
08:01 - Using cash instead of credit cards&lt;br&gt;
12:30 - About refinancing and changing your behavior&lt;br&gt;
13:16 - Setting time frame and visuals for your goals&lt;br&gt;
15:05 - Preparing freezer meals&lt;br&gt;
16:24 - Creating a visual tracker&lt;br&gt;
17:35 - Getting everybody on board to work together towards your goal&lt;br&gt;
22:04 - Heather's 24 hour goal&lt;br&gt;
39:38 - Giving yourself some grace&lt;br&gt;
41:15 - Last words of wisdom&lt;/p&gt;

&lt;p&gt;If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a free &lt;em&gt;&lt;strong&gt;Budget Strategy Session&lt;/strong&gt;&lt;/em&gt; on The Money Mindset Podcast! Sign up at &lt;a href="http://www.budgetsmadeeasy.com/strategy" target="_blank" rel="nofollow noopener"&gt;www.budgetsmadeeasy.com/strategy&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Resources and Links Mentioned:&lt;/strong&gt;&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Book your Budget Strategy Session here-&amp;gt; &lt;a href="http://www.budgetsmadeeasy.com/strategy" target="_blank" rel="nofollow noopener"&gt;www.budgetsmadeeasy.com/strategy&lt;/a&gt;
&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;strong&gt;Connect with Ashley:&lt;/strong&gt;&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Instagram: &lt;a href="http://www.instagram.com/budgetsmadeeasy" target="_blank" rel="nofollow noopener"&gt;www.instagram.com/budgetsmadeeasy&lt;/a&gt;
&lt;/li&gt;
&lt;/ul&gt;
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  <itunes:keywords>refinance, saving, paying off debt, quit job, stay at home</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>Do you want to quit your job so you can stay at home with your kids, but can&#39;t because the rest of your family is unable to stop spending money?</p>

<p>Listen to today&#39;s episode as I discuss some action steps Heather can take with her family so she can quit her job and stay at home with the kids, such as using cash instead of credit cards, preparing freezer meals, setting time frames, and creating visual trackers to get everyone on board with her goals.</p>

<p><strong>Hosting Today:</strong><br>
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. </p>

<p>I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor&#39;s degree in psychology and will help you get to the root of your money problems. </p>

<p>Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.</p>

<p><em>“I really encourage people to start working on their behavior before they do something like that so that you&#39;ve already kind of laid that groundwork. Because what almost always happens is people refinance, they get comfortable and then they rack up the debt again.”</em> <br>
<strong>- Ashley Patrick</strong></p>

<p><strong>Timestamps</strong> <br>
00:00 - Overview of today&#39;s episode<br>
01:32 - How to have your own Budget Strategy Session<br>
02:39 - Get to know Heather<br>
06:23 - Discussing your financial goals together as a family<br>
08:01 - Using cash instead of credit cards<br>
12:30 - About refinancing and changing your behavior<br>
13:16 - Setting time frame and visuals for your goals<br>
15:05 - Preparing freezer meals<br>
16:24 - Creating a visual tracker<br>
17:35 - Getting everybody on board to work together towards your goal<br>
22:04 - Heather&#39;s 24 hour goal<br>
39:38 - Giving yourself some grace<br>
41:15 - Last words of wisdom</p>

<p>If you&#39;d like to work through your own struggle with your budget 1:1 with me, sign up for a free <em><strong>Budget Strategy Session</strong></em> on The Money Mindset Podcast! Sign up at <a href="http://www.budgetsmadeeasy.com/strategy" rel="nofollow">www.budgetsmadeeasy.com/strategy</a></p>

<p>And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes</p>

<p><strong>Resources and Links Mentioned:</strong></p>

<ul>
<li>Book your Budget Strategy Session here-&gt; <a href="http://www.budgetsmadeeasy.com/strategy" rel="nofollow">www.budgetsmadeeasy.com/strategy</a></li>
</ul>

<p><strong>Connect with Ashley:</strong></p>

<ul>
<li>Instagram: <a href="http://www.instagram.com/budgetsmadeeasy" rel="nofollow">www.instagram.com/budgetsmadeeasy</a></li>
</ul>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>Do you want to quit your job so you can stay at home with your kids, but can&#39;t because the rest of your family is unable to stop spending money?</p>

<p>Listen to today&#39;s episode as I discuss some action steps Heather can take with her family so she can quit her job and stay at home with the kids, such as using cash instead of credit cards, preparing freezer meals, setting time frames, and creating visual trackers to get everyone on board with her goals.</p>

<p><strong>Hosting Today:</strong><br>
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. </p>

<p>I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor&#39;s degree in psychology and will help you get to the root of your money problems. </p>

<p>Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.</p>

<p><em>“I really encourage people to start working on their behavior before they do something like that so that you&#39;ve already kind of laid that groundwork. Because what almost always happens is people refinance, they get comfortable and then they rack up the debt again.”</em> <br>
<strong>- Ashley Patrick</strong></p>

<p><strong>Timestamps</strong> <br>
00:00 - Overview of today&#39;s episode<br>
01:32 - How to have your own Budget Strategy Session<br>
02:39 - Get to know Heather<br>
06:23 - Discussing your financial goals together as a family<br>
08:01 - Using cash instead of credit cards<br>
12:30 - About refinancing and changing your behavior<br>
13:16 - Setting time frame and visuals for your goals<br>
15:05 - Preparing freezer meals<br>
16:24 - Creating a visual tracker<br>
17:35 - Getting everybody on board to work together towards your goal<br>
22:04 - Heather&#39;s 24 hour goal<br>
39:38 - Giving yourself some grace<br>
41:15 - Last words of wisdom</p>

<p>If you&#39;d like to work through your own struggle with your budget 1:1 with me, sign up for a free <em><strong>Budget Strategy Session</strong></em> on The Money Mindset Podcast! Sign up at <a href="http://www.budgetsmadeeasy.com/strategy" rel="nofollow">www.budgetsmadeeasy.com/strategy</a></p>

<p>And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes</p>

<p><strong>Resources and Links Mentioned:</strong></p>

<ul>
<li>Book your Budget Strategy Session here-&gt; <a href="http://www.budgetsmadeeasy.com/strategy" rel="nofollow">www.budgetsmadeeasy.com/strategy</a></li>
</ul>

<p><strong>Connect with Ashley:</strong></p>

<ul>
<li>Instagram: <a href="http://www.instagram.com/budgetsmadeeasy" rel="nofollow">www.instagram.com/budgetsmadeeasy</a></li>
</ul>]]>
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