Living Without a Car to Get On Track With Their Finances

Episode 108 · December 12th, 2022 · 24 mins 43 secs

About this Episode

Managing your finances is hard enough, which is why when it comes to getting out of debt, you have to be creative, and thinking outside the box can come in handy.

Listen in as Christine shares her financial journey, money mindset, and how she used an unconventional way to pay off debt in order to get her finances back on track.

Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“Think outside the box like maybe you can't live without a car but what can you do that you're like, people are gonna think I'm crazy. Like I would never have thought to even do that to help pay off debt. But I bet you there's some things that you can do to help pay off debt that you know might be a little extreme to other people but maybe not as extreme to you.”
- Ashley Patrick

00:00 - What today's episode is about
02:26 - How to have your own Budget Strategy Session episode
02:56 - Get to know Christine
11:02 - Christine's goals
12:42 - Christine's financial journey
16:01 - Christine's long term debt payoff goal
18:09 - Book recommendation
19:19 - What kept her motivated
20:45 - Take away from this episode
23:34 - Last words of wisdom

If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a FREE Budget Strategy Session on The Money Mindset Podcast! Sign up at

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Book Recommendation:

  • God, where are you?

Resources and Links Mentioned:

Connect with Ashley: