BSS - How to Stick to a Budget w/a Busy Life w/Kids

Episode 113 · January 5th, 2023 · 23 mins 20 secs

About this Episode

Does it seem like you are constantly ordering DoorDash and never sticking to your budget because your life is just too busy?

When it comes to budgets, many people find themselves struggling with how to stick to a plan, especially the busy moms who work from home while raising their kids.

Listen in as Ashley shares some budgeting strategies with Cameron, such as changing her morning routine, making a meal plan, and using a paper and spreadsheet to help her track her budget and stick to it.

Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“I would consider or think about how you can build 10, 15 minutes into your routine and where the kids are already at school, you don't have the distraction of them and just you can take a few minutes to check in on your budget that will help you stick to it. But keep in mind you're not gonna be perfect. So like none of us are perfect and it has to become a habit and a routine and you will find that when you like something comes up, the kids are sick and you're not, like you get out of that route schedule and that routine you feel lost and it just feels like chaos. But when you have your routine and you can follow through with it, I don't know, things just feel right in the world.”
- Ashley Patrick

Timestamps:
00:00 - Introduction to today's episode
01:43 - Meet Cameron
02:25 - Cameron's biggest financial struggle
04:36 - Using paper, spreadsheet, or an app to track your budget
07:10 - Creating habits and routines
13:32 - Morning budgeting routine
15:10 - Meal planning
17:48 - Budgeting for 2 different paychecks
22:32 - How to sign up for your own Budget Strategy Session episode

If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a FREE Budget Strategy Session on The Money Mindset Podcast! Sign up at www.budgetsmadeeasy.com/strategy

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Book Recommendation:

  • Free to Focus by Michael Hyatt

Resources and Links Mentioned:

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