The Money Mindset Podcast

#147 It Doesn't Have to be All or Nothing

May 17th, 2023

Do you struggle with perfectionism and fear of failure? Are you caught in the all-or-nothing mindset trap?

Join Ashley from Budgets Made Easy in this episode of the Money Mindset podcast as she explores the common trap of the all-or-nothing mindset.

Discover how to find balance and make progress even when things aren't perfect. Ashley shares valuable advice on building resilience and cultivating a mindset that empowers you to persevere, regardless of imperfections. Learn practical techniques to reset your mindset, shift away from the all-or-nothing mentality, and achieve your financial goals.

Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“We get in this thinking that, oh, I screwed up today. I'll just start over next month. Like, oh, I made a mistake, I messed up. We expect perfection or nothing. It's either it's gotta be perfect or we're just gonna quit. There's no middle ground. And the middle ground is where success happens. It's where real life success happens. You have to have the grits and the mindset that you're gonna keep going even when it's not all perfect. So it's not gonna ever all be perfect. And so if it's all gotta be perfect or it's a big fat zero, that's not a way to get ahead with your finances, right? Like you're not gonna make any progress that way. So you've really gotta get into that mindset of that middle ground. You know, when you make a mistake, you just keep going. It's not the end of the world. It's not just start again another day because someday it's not a day on a calendar. And if you just made a mistake today, why not just start over for the day?”
- Ashley Patrick

01:17 - Introduction to the all-or-nothing mindset
03:44 - Overcoming perfectionism and fear of failure
04:06 - Practical techniques to reset your mindset
16:10 - How to get the Free Budget Starter Kit
17:13 - What to expect next week

For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

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