The Money Mindset Podcast

#95 Money Success Roadmap Stage 4

October 13th, 2022

The first few stages are laying the groundwork for your success. You should now be able to create specific SMART goals and set up a budget that works for you.

Stage 4 is where you will begin to see real progress toward your financial goals. You're motivated to save money and pay off debt at this point because you know it's possible.

In today's episode, we'll discuss how to create a debt payoff plan, including identifying all of your debts, comparing different debt payoff plans, and using a debt calculator. We'll also go over how to make visuals to track your progress and how to save for an emergency fund.

Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“Remember, this is all about changing your mindset, your behavior, your habits, so that you can have long term success because you know, if it were quick and easy, it's quick and easy to get off track as well, right? We wanna build those long term habits and routines so that you can stay motivated and focused on your bigger vision for your life.”
- Ashley Patrick

01:18 - Stage 4 of the Money Success Roadmap
03:54 - Getting your partner on board to work with you
05:04 - Action items for Stage 4
05:10 - Creating a SMART goal for the next three years
05:23 - Identifying all your debt
05:32 - Comparing different debt payoff plans
06:14 - Using a debt calculator
07:22 - Creating visual progress trackers
07:55 - Saving for an emergency fund
08:50 - Stage 4 milestones
11:31 - The Money Plan Bootcamp

Starting and sticking to a money plan doesn't need to be overwhelming! Join my Money Plan Bootcamp where I'll teach you the 5 key steps for creating a money plan you can actually stick to...for FREE!⁣⁣ Go to and register today!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

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