The Money Mindset Podcast

#99 BSS The Cost of Waiting

October 24th, 2022

Most people tend to procrastinate and make excuses when it comes to managing their finances. The problem is that the longer you wait to save and pay off debt, the more stressful and harder it will be to make progress to achieve your goals.

Today, we're going to discuss the cost of waiting and how taking action toward your financial goals early on can help lessen the mental stress and prepare you for unexpected events, so you can take control of your finances and get back on track.

Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“If you keep putting off taking action on your financial goals and just wishing for it to happen some day, that day is never going to come. You are going to stay in this cycle of year after year wondering where the heck all your money went, why you can't seem to save for the things that you really want to do, why you can't seem to paying cash for that vacation or you're not able to buy that house that you want with for your family. And you know that mental cost of stress.”
- Ashley Patrick

00:00 - Introduction for today's episode
03:50 - How to join the FREE Masterclass "5 Money Mistakes You're Making & How to Fix Them"
08:01 - Meet Breanna
10:03 - Breanna's financial struggle
20:11 - Keeping your momentum going
22:45 - Being financially and mentally prepared for unexpected events
31:56 - Take away from this episode

Want to know the 5 Money Mistakes You're Making & How to Fix Them? I've got just the thing for you! This FREE Masterclass will help you identify and fix the common money mistakes you're making so you can start saving and paying off debt! Go to and register today!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley: