Ashley Patrick
Host of Money Mindset Podcast - Budgets Made Easy
Hi, I am Ashley Patrick, personal finance expert, and founder of [Budgets Made Easy](www.budgetsmadeeasy.com). I help families eliminate debt using simple strategies so they can stress less and live the life they want. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I am a Ramsey Solutions Master Financial Coach and help people like you manage their budgets so they can live the life they want. I also have a bachelors degree in psychology and help you get to the root of your money problems. I have been featured on Fox Business, Yahoo! Finance, USA TODAY, MSN, CNBC, NerdWallet, and many others.
Ashley Patrick has hosted 238 Episodes.
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#143 - BBMU What to do with your tax refund (or a large lump sum of money)
May 2nd, 2023 | 33 mins 9 secs
budgeting, debt, goals, saving money
What should you do when you get a large lump sum of money like a tax refund?
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#142 Spring Cleaning Money Challenge Day 5
April 28th, 2023 | 10 mins 59 secs
saving money
Welcome to Day 5 of the Spring Cleaning Money Challenge!
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#141 Spring Cleaning Money Challenge Day 4
April 27th, 2023 | 8 mins 23 secs
saving money
Welcome to Day 4 of the Spring Cleaning Money Challenge!
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#140 Spring Cleaning Money Challenge Day 3
April 26th, 2023 | 7 mins 44 secs
saving money
Welcome to Day 3 of the Spring Cleaning Money Challenge!
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#139 Spring Cleaning Money Challenge Day 2
April 25th, 2023 | 5 mins 48 secs
saving money
Welcome to Day 2 of the Spring Cleaning Money Challenge!
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#138 Spring Cleaning Money Challenge Day 1
April 24th, 2023 | 9 mins 30 secs
saving money
Welcome to Day 1 of the Spring Cleaning Money Challenge!
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#137 Budget Apps Use Them or Not?
April 20th, 2023 | 11 mins 4 secs
budgeting, budgeting apps, money management, personal finance, saving
Are budgeting apps really the magic fix for managing your finances?
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#136 What The Heck Are Sinking Funds And Why You Need To Use Them
April 17th, 2023 | 14 mins 59 secs
budgeting, saving, sinking funds
What exactly are sinking funds, and why do we need them?
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#135 Prioritizing Your Money Plan
April 13th, 2023 | 15 mins 14 secs
budgeting, debt, goals
Do you need help figuring out what to focus on first? On this podcast episode, we'll dive into the topic of prioritizing your money plan and getting unstuck.
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#134 - The Best Advice I've Followed
April 6th, 2023 | 10 mins 39 secs
budgeting, debt, goals, investing
In this episode of the podcast, we will discuss the best financial advice I've ever received.
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#133 What category should I put this in?
March 30th, 2023 | 14 mins 14 secs
budgeting, saving
Do you have trouble putting your spending into categories and sticking to a budget? Rest assured that you're not the only one, many people struggle with this too.
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#132 Are You Too Old to Pay Off Debt?
March 27th, 2023 | 11 mins 36 secs
debt, investing
Are you feeling too old to bother with paying off debt?
Join us Sunday April 2nd, 2023 at 2pm ET to put your debt pay off plan together WITH us!
Sign up here-> https://leads.budgetsmadeeasy.com/implementation-day-debt-plan-april-2023
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#131 BBMU - How Much Does $100 Extra Make When Paying Off Debt?
March 15th, 2023 | 33 mins 50 secs
debt
Does an extra $100 a month really make a difference when paying off debt?
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#130 Should you save for retirement or pay off debt?
March 13th, 2023 | 30 mins 36 secs
paying off debt, retirement
Have you thought about stopping retirement contributions because some finance guru told you to pay off your debt first?
Or maybe you aren’t sure if you should start contributing when you have debt to pay.
A lot of people will even tell you to go ahead and pay off the high interest rate first because it accrues more than the market….
Well today I’m going to discuss the actual numbers and how all that logic is flawed except for in a very very small fraction of the population.
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#129 Deserve is Not a Currency
March 9th, 2023 | 13 mins 22 secs
budgeting, debt, goals, saving money
Have you ever really wanted something but knew you really shouldn’t buy it or at least should wait because you didn’t have the money?
Or maybe you couldn’t afford it at all but you really wanted it so you told yourself “I deserve it”.
Maybe it was the new car you really liked but the car payment was going to be a stretch and you’d have to work extra to make it work……every single month for 6+ years…..
But in your mind it would totally be worth it but you really wanted this new shiny car…
You could just stop eating out for lunch everyday to make up the difference right?
Or maybe cut cable or streaming services to help make it work.
You say things like “I work hard, I deserve it”
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#128 What if I Didn't Stop
March 6th, 2023 | 6 mins 45 secs
budgeting, debt, goals
128 - Another milestone for the Money Mindset Podcast! Woohoo!