The Money Mindset Podcast
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#114 How to Pay Off Debt & Save at the Same Time (Q&A pt4)

January 9th, 2023

Hey everyone, it's question and answer time on the podcast!

This is Part 4 of our Q&A series, and I'll be answering some of the questions that Money Plan Bootcamp members have sent in.

Listen in as I answer the following questions: How to pay off debt and save while living paycheck to paycheck, How to get past guilt when the plan doesn't work out, and Can you start your monthly budget with the previous month's last paycheck?

Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“Remember, focus on one thing at a time. Budget comes first, saving, then paying off debt. I know you wanna just dive in head first into paying off debt and get it out of your life. I love it when you are that excited about it. But you've gotta really cover the foundational stuff first so that you don't go back into debt later.”
- Ashley Patrick

Timestamps:
00:00 - Introduction to today's episode
04:18 - How to pay off debt and save while living paycheck to paycheck
09:55 - How to get past the guilt when the plan doesn't go as planned
14:57 - Can you start your budget for the month with the previous month's last paycheck?
16:48 - How to join the Money Plan Bootcamp

Starting and sticking to a money plan doesn't need to be overwhelming! Join my Money Plan Bootcamp where I'll teach you the 5 key steps for creating a money plan you can actually stick to...for FREE!⁣⁣ Go to www.budgetsmadeeasy.com/bootcamp and register today!

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

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