BBMU - How to Start Changing Your Behavior

Episode 118 · January 23rd, 2023 · 1 hr 2 mins

About this Episode

Welcome to the very first episode of our new series called the Budget Bestie Meetup! Yay!

The Budget Bestie Meetup is a free community meetup that brings together a supportive group of women to talk about money so that we can learn and grow as a community.

In this episode, we'll talk about how to start changing your behavior, how to put it into action, and how to incorporate habit stacking into your daily routine. In addition, we will also talk about the different methods to pay off your debt and share our wins for the month.

Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“So you know, it's tracking your spending, like that is a behavior, it's a habit, it's a routine that we wanna build and create as we're trying to change our behavior. So it's not always the impulsive spending, it's not always the overspending, but it's the little things that we do on the day-to-day. Those habits and routines could also be said instead of behavior. But it is those little things of what we do with our finances. Not always the big things of overspending and you know, shopping way too much on Amazon. Of course that plays into it as well. But you know, mainly the habits and setting up the systems to really be successful in the long run.”
- Ashley Patrick

Timestamps:
01:18 - About the Budget Bestie Meetup
03:39 - Changing your behavior
07:31 - Implementing your habits and routines
18:14 - Renee's win
16:32 - How to include habit stacking to your daily routine
25:07 - Cindy's win
29:18 - Kristina's win
30:13 - About the snowball, impact, and debt avalanche method
36:58 - Word of the year
39:26 - Kathy's win
40:43 - Trinette's win
41:17 - Paying credit card balance using the snowball method
45:18 - Elizabeth's win
01:01:42 - How to sign up for the Budget Bestie Meetup episode

Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Book Recommendation:

  • Atomic Habits by James Clear

Resources and Links Mentioned:

Connect with Ashley: