The Money Mindset Podcast

#62 Why I Quit Dave Ramsey

May 9th, 2022

You don’t have to shame, blame or belittle someone over their money mistakes. That’s not the best way to encourage and coach people to have long-term success.

Listen in as I explain why I quit Dave Ramsey and why I prefer being a Master Financial Coach.

My mission is to encourage you to pay off your debt and do better with your finances so that you can have the option to do what you want in life. WITHOUT name calling and brashness.

Hosting Today:

Hey I’m Ashley Patrick and I’m a personal finance expert, and founder of Budgets Made Easy. I helps busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“There's flexibility in a financial plan. It's not a one size fits thing. I promise you that personal finance is personal and money is emotional.” - Ashley Patrick

03:13 - Ashley's Journey with Dave Ramsey
05:06 - What Ashley achieved following Dave's book
05:58 - Why Ashley started moving away from Dave's teaching
07:06 - Things you need a good credit score for
11:00 - Why brashness isn't the answer for long term success
14:18 - Where does Ashley stand now?
15:23 - Barriers to getting your finances in order
16:43 - What Ashley's readers think about Dave Ramsey

  • Are you wondering how to start and stick to a budget, even when you are overwhelmed?
  • Don’t understand why the heck you can't seem to save each month?
  • Fed up of not knowing where your money is going?

Check out my Free Workshop: How to Create and Stick to a Budget (even when you are overwhelmed)! Go to and get started today.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:
Free Workshop: How to Create and Stick to a Budget -

Connect with Ashley: