The Money Mindset Podcast

#76 Budgeting Isn't About Math

August 15th, 2022

Do you think budgeting is all about Math? Is it about Algebra? Is knowing basic math okay? Or do I have to be a math genius to know how to budget?

Listen in as Ashley discusses how budgeting is not about the math, but about our emotional relationships with money, and how our emotions affect our budgeting and spending decisions.

Hosting Today:
Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“It's not about the math. You can lay out a beautiful budget down to the penny and the math is all correct. That doesn't mean that you'll just automatically stick to it because we're human. We're not perfect. We are emotional beings. We are not logical beings.”
-Ashley Patrick

03:50 - It’s not about the Math
05:06 - What budgeting is about?
06:10 - What to do if you are struggling with sticking to your budget?
08:40 - Why is budgeting not about Math?
09:25 - About emotions
09:34 - About Logic
09:48 - About being human and making mistakes
10:25 - How to stay on track with your goal?
12:14 - How do you set your goal and stick to your budget?

Worried about losing income during a recession? Want to learn how to get started and protect your family in an economic downturn? Check out my Free Workshop: How to Recession Proof Your Finances! Go to and register today.

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Resources and Links Mentioned:

  • Free Recession Workshop:

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