#88 Which to use - Paper, Spreadsheet or an App - for your budget?

Episode 88 · September 26th, 2022 · 15 mins 24 secs

About this Episode

A budget is an excellent way to ensure that you are living within your means and meeting your financial goals. However, with so many different ways to help create a budget available nowadays, budgeting can become complicated, so you need to find the right one for you.

Listen in as I discuss the advantages and disadvantages of using paper, spreadsheets, and budgeting apps for your budget. I'll also give some pointers on how to create a budget so you can start saving and paying off debt.

Hosting Today:
I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday.

After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business.

Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances.

“There is no right or wrong way as long as you do it and it helps you. As long as it helps you stick to your plan. It is the right way. And so don't overwhelm yourself by overthinking it, right? So just take it one small step at a time.”
- Ashley Patrick

00:00 - Introduction for today's episode
02:12 - Choosing what's the best option for you
03:01 - The pros and cons of using pen and paper
07:10 - About using a spreadsheet
10:07 - About budgeting apps
12:31 - Tips on how to start your budget

Want to stop stressing about payday? Want to be able to pay cash for those things that always "pop up"? Check out the new 2023 Budget Planner! The Budgets Made Easy Budget Planner is the Ultimate Step-by-Step Guide to help you save money and pay off debt by getting organized and focused on what's important for your family. Go to www.budgetsmadeeasy.com/planner to get your planner today.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

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