The Money Mindset Podcast

Helping midlife women and empty nesters get their money stuff together so they can enjoy this season of life while looking toward retirement.

About the show

The Money Mindset Podcast is hosted by Ashley Patrick from Budgets Made Easy. This is the place for women where you will learn how to budget, save money, and pay off debt fast in the midlife and empty nest season of life so you can afford to travel and actually retire.

You will find advice and tips on budgeting for beginners, relationships and money, budgeting by paycheck, goal planning, creating a vision for your life and all the inspiration you need to get you there.

If you are searching for answers like these.....

How to budget and stick to it?
How to budget for beginners?
How to pay off debt fast?
How to start a budget when overwhelmed?
How to save money on groceries?
How to pay off student loans?
How to start investing?
How to pay for college?

Then this is the podcast for you!

New episodes every Monday and Thursday.

Episodes

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    #144 BSS - Giving Yourself Some Freedom to Spend and Stop Overthinking Everything!

    May 4th, 2023  |  30 mins 6 secs
    budgeting, debt, goals, saving money

    Do you struggle with overthinking and overanalyzing every financial decision, making it hard to enjoy life and spend money on the things you want?

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    #143 - BBMU What to do with your tax refund (or a large lump sum of money)

    May 2nd, 2023  |  33 mins 9 secs
    budgeting, debt, goals, saving money

    What should you do when you get a large lump sum of money like a tax refund?

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    #142 Spring Cleaning Money Challenge Day 5

    April 28th, 2023  |  10 mins 59 secs
    saving money

    Welcome to Day 5 of the Spring Cleaning Money Challenge!

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    #141 Spring Cleaning Money Challenge Day 4

    April 27th, 2023  |  8 mins 23 secs
    saving money

    Welcome to Day 4 of the Spring Cleaning Money Challenge!

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    #140 Spring Cleaning Money Challenge Day 3

    April 26th, 2023  |  7 mins 44 secs
    saving money

    Welcome to Day 3 of the Spring Cleaning Money Challenge!

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    #139 Spring Cleaning Money Challenge Day 2

    April 25th, 2023  |  5 mins 48 secs
    saving money

    Welcome to Day 2 of the Spring Cleaning Money Challenge!

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    #138 Spring Cleaning Money Challenge Day 1

    April 24th, 2023  |  9 mins 30 secs
    saving money

    Welcome to Day 1 of the Spring Cleaning Money Challenge!

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    #137 Budget Apps Use Them or Not?

    April 20th, 2023  |  11 mins 4 secs
    budgeting, budgeting apps, money management, personal finance, saving

    Are budgeting apps really the magic fix for managing your finances?

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    #136 What The Heck Are Sinking Funds And Why You Need To Use Them

    April 17th, 2023  |  14 mins 59 secs
    budgeting, saving, sinking funds

    What exactly are sinking funds, and why do we need them?

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    #135 Prioritizing Your Money Plan

    April 13th, 2023  |  15 mins 14 secs
    budgeting, debt, goals

    Do you need help figuring out what to focus on first? On this podcast episode, we'll dive into the topic of prioritizing your money plan and getting unstuck.

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    #134 - The Best Advice I've Followed

    April 6th, 2023  |  10 mins 39 secs
    budgeting, debt, goals, investing

    In this episode of the podcast, we will discuss the best financial advice I've ever received.

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    #133 What category should I put this in?

    March 30th, 2023  |  14 mins 14 secs
    budgeting, saving

    Do you have trouble putting your spending into categories and sticking to a budget? Rest assured that you're not the only one, many people struggle with this too.

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    #132 Are You Too Old to Pay Off Debt?

    March 27th, 2023  |  11 mins 36 secs
    debt, investing

    Are you feeling too old to bother with paying off debt?

    Join us Sunday April 2nd, 2023 at 2pm ET to put your debt pay off plan together WITH us!

    Sign up here-> https://leads.budgetsmadeeasy.com/implementation-day-debt-plan-april-2023

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    #131 BBMU - How Much Does $100 Extra Make When Paying Off Debt?

    March 15th, 2023  |  33 mins 50 secs
    debt

    Does an extra $100 a month really make a difference when paying off debt?

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    #130 Should you save for retirement or pay off debt?

    March 13th, 2023  |  30 mins 36 secs
    paying off debt, retirement

    Have you thought about stopping retirement contributions because some finance guru told you to pay off your debt first?

    Or maybe you aren’t sure if you should start contributing when you have debt to pay.

    A lot of people will even tell you to go ahead and pay off the high interest rate first because it accrues more than the market….

    Well today I’m going to discuss the actual numbers and how all that logic is flawed except for in a very very small fraction of the population.

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    #129 Deserve is Not a Currency

    March 9th, 2023  |  13 mins 22 secs
    budgeting, debt, goals, saving money

    Have you ever really wanted something but knew you really shouldn’t buy it or at least should wait because you didn’t have the money?

    Or maybe you couldn’t afford it at all but you really wanted it so you told yourself “I deserve it”.

    Maybe it was the new car you really liked but the car payment was going to be a stretch and you’d have to work extra to make it work……every single month for 6+ years…..

    But in your mind it would totally be worth it but you really wanted this new shiny car…

    You could just stop eating out for lunch everyday to make up the difference right?

    Or maybe cut cable or streaming services to help make it work.

    You say things like “I work hard, I deserve it”